I got snipped today. I was also a minor contributor to high healthcare costs due to insurance benefit design.
Vasectomies are very straightforward, generic procedures with few complications. It is a fairly low skill operation. It could be done almost anywhere. However I elected to have it done at a regional academic medical center.
This choice structure was partially influenced by my benefit design. I am insured through work, and I have a deductible with no co-insurance plan. Let’s see where the high cost choices came into play.
I had $173 of deductible left to fill for the year before everything gets covered at 100%. :