I’m just popping in as I’m waiting for the last analysis of my 2nd dissertation paper to finish running through a couple thousand bootstraps (for those who don’t know what that means, consider yourself lucky!) But there is an interesting paper in the Journal of Risk and Insurance by Handon and Minicozzi, both employees of the …
Anderson On Health Insurance
Enrollment on Healthcare.gov
The first deadline for Open Enrollment passed late last week. People who signed up for coverage on Healthcare.gov by the end of day on December 15th will, as long as they make their initial payment, have coverage starting on January 1, 2024. People in every state except IDAHO have several more weeks to sign up …
ACA Open Enrollment for January 1 ends tonight!
Anyone who wants ACA coverage to start for themselves and their household on January 1, 2024 must select a plan on Healthcare.gov or their own state based marketplace by midnight local time tonight (December 15, 2023). If you live in Idaho, today is the last day of Open Enrollment. Open Enrollment for the rest of …
ACA Open Enrollment for January 1 ends tonight!Post + Comments (6)
What do they do differently? VC backed health insurers
One of the constant items I wrote about early in my first decade at Balloon-Juice was my profound lack of understanding of what OSCAR and other VC backed health insurers did differently than what my colleagues and former colleagues at a mid-sized integrated payer-provider besides lose lots of money and get good press for doing …
What do they do differently? VC backed health insurersPost + Comments (10)
Reinsurance and marginal enrollment
Reinsurance in the ACA context is currently a state waiver program that is enacted at state discretion. Sixteen states have a reinsurance waiver. These waivers introduce state funds to pay some portion of claims. Using non-premium funds to pay some claims means premiums go down. This is important and valuable for individuals who don’t get …
Medicaid vs ACA Cost Sharing Reduction choices
In the short thread celebrating North Carolina starting Medicaid Expansion last Friday, Freemark asked a good question: What do you think is better, Medicaid or high CSR Silver? Had some time off work and will probably qualify for Medicaid but could move $2000 from an old 401k to a Roth and that would put me …
Medicaid vs ACA Cost Sharing Reduction choicesPost + Comments (6)
Medicaid Expansion is Live in North Carolina
As of a few hours ago, North Carolina has started to accept enrollment and begin coverage in Medicaid for adults ages 19-64 with incomes under 138% Federal Poverty Level (FPL.). This expansion is authorized by the ACA but made voluntary by the Supreme Court and enriched by the passage of the American Rescue Plan Act …
Medicaid Expansion is Live in North CarolinaPost + Comments (7)