Most people are minimally impacted by Obamacare as they already get their insurance through an employer, through the government or have solid individual coverage. The next largest group of Americans are impacted by Obamacare as they’ll be gaining access to coverage. They’re better off. Then there are two small groups. The first is a group who has decent individual coverage but may or may not be better off with the improved coverage mandates of Obamacare. These situations will vary by individual income and thus subsidy status, state and health status. The other group are the clear losers of the policy changes. They have individual coverage that is being cancelled and Exchange coverage is more expensive.
So what types of plans are in the “Potential Loser” bucket?